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Finances

While the advantages of working from home are many, one drawback is that it makes your finances more complex. For the self-employed, taxes, health insurance, business deductions and cash flow are just a few of the added financial issues. However, even telecommuters have special financial concerns. Look here for tips on managing both your personal and business finances.
Saving Money Tips
Kids are expensive! Moms need saving money tips that they can really use. These saving money tips help cut expenses on both the everyday and indulgent expenses.
Questions About Taking a Home Office Tax Deduction
Taking a home office deduction on your taxes is one of many perks of working from home. But that doesn't mean it is easy. If fact, nothing is simple with the IRS when it comes to filing your income taxes. So if you have questions about taking a home office deduction, look below for some answers.
10 Places to Cut Your Monthly Budget
OK, so you've already cut your monthly budget in an effort to build savings. The daily lattes are gone, and dinners out are rare. What else can you do when your monthly budget cuts are not enough? Cutting your monthly budget again doesn't mean trimming out necessities, but it does mean you can save money on those necessities.
How to Build Your Savings Account
Building savings is an important financial goal for many people. Often when we think about saving money, though, the first thing that comes to mind is cutting back, but the way to actually have more money to put in your savings account is twofold: reduce expenses and increase income.
Should You Take the Home Office Deduction?
If you work from home and you meet the requirements to take a home office deduction, it might seem like a no-brainer to take the deduction on your federal income taxes. But be careful. A home office deduction is not always in everyone's best interest.
5 Ways Working From Home Saves Money
While working from home is not without start up costs, many of those costs can be defrayed by the savings that working from home brings. So if you're thinking about switching from the office life to telecommuting, here are some areas where you can save a little of the green stuff.
Should You Avoid a 529 Account?
Parents worried about paying for a child's college education are often steered to a 529 account. But 529 accounts aren't for everyone. In fact, there are 5 good reasons to avoid opening a 529 college savings account for your child.
How to Make Extra Money Working at Home
Making extra money by working at home doesn't always happen as fast as we wish. Getting started as a work at-home mom, which might mean starting a home business or finding a telecommuting job, is often a long process. But sometimes we need to make extra money fast in order to jumpstart those efforts.
Software for Your Budget Tips | How to Choose Budgeting Software
Personal budgeting software provides key features for budgeting your income with software that is dedicated to setting up, managing and tracking a household or personal budget.
1099-MISC Tax Form
Important information about IRS Form 1099-MISC, including when you should receive it, plus links to download a 1099 - MISC.
4 Ways to Save for the Holiday Season
Along with good cheer, the holidays bring so many expenses--Christmas parties, travel, decorations and extra grocery costs. And all that is on top of holiday gifts! Even if the holidays are already close, these four strategies can help you save for the holidays and avoid holiday debt.
Budgeting 101
Kids are expensive! And so is starting a business. If you're doing both, you definitely need a budget. Learn all about it from Jeremy Vohwinkle, About.com's Guide to Financial Planning.
Work-at-Home Business and Telecommute Insurance Options
Most homeowners insurance policies offer only limited coverage for home offices and home-business liability. Bobbie Sage, About.com's Guide to Personal Insurance, explores this issue in regard to both telecommuters and business owners.
Parent’s Guide to 529 College Savings Plans
About.com's Guide to Parenting Teens offers article by an investment adviser abou 529 College Savings Plans.
Individual Health Insurance Policies
Kelly Montgomery, About.com's Guide to Health Insurance, explains how to buy an individual health insurance policy.
Mint.com
Internet personal finance site offers tools for managing budgeting, investing, and savings.
Find A Better Bank
Often when you begin working from home (and certainly when you start a business) your banking needs change. This online tool can help you select a bank to fit your need.
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